Property Tax

April 18, 2012

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Property Tax

property taxThe ESRI has been exploring various options for a property tax. It says a properly designed property tax would be able to exempt low-income groups like pensioners and those on social welfare, while charging more to those on higher incomes. In particular, the ESRI has been looking at what would be needed to raise the Taoiseach’s target of €500m a year for a full property tax, compared with the €160m target for this year’s flat-rate property charge. We all know property tax is coming but is there a fair way to introduce it? or will it just impoverish people that are working and all ready paying high taxes.

Property Tax purposed charges

It says an income-related property value tax could provide such a model, and would need to be set at an annual rate of €2.50 per €1,000 of house value.Under this model, the bill would

  • be less than €2 a week for the poorest 30% of households,
  • between €4 and €7 a week for the next 30%,
  • rising to €8 to €10 for the next 30%.
  • The top 10% of earners would pay close to €15 a week.

The ESRI says flat rate charges are inherently unfair, as everyone pays the same regardless of income level or property value.

Property Tax and Europe

While Europe wants Ireland to introduce a property tax like they are paying, they dont seem to realize that they get free and subsidised services as in Health, Education, Childcare and Transport. People in Ireland have to pay for these on top of already high direct and indirect taxes. The big question is where will the €500 million go?

You can Leave a comment below on how you feel about the new property tax.

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Part time work

February 2, 2012

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Part time work

part time workIn the current economic climate, some people think that finding part time work is more difficult than ever. In fact, our business is booming. We specialise in showing people how to work part time from home and we can show you too. What we offer is a genuine opportunity to make money working part time alongside an established, successful company (as seen on TV). If you are looking to earn a little extra money part time or if you want to replace your current job and work part time from home we have the answer. Find out now how you can work part time in Ireland.

Part time work is on the increase

We’ll show you how you can make money working part time just 8 to 10 hours per week and also show you how you can turn your part time work into a full time income and make serious money working part time less than 20 hours per week. The opportunity on offer is ideal if you’re looking for part time work because it offers flexible hours and can be worked around your children, job or other commitments and the best part is – you choose the hours you work. We currently have openings in Dublin, Cork, Waterford, Limerick, Galway and all over Ireland for people that are looking for part time work.

Part time work around the family

No working 9 to 5 or rushing to work in the morning, you choose when to start and when to stop. You get paid based on how much you work which means your in control of how much money you make.

  • Part time work with flexible hours
  • Part time work that leaves you in control of your income
  • Part time work as little or as much as you like
  • Part time work from home

To learn more about part time work and making money part time contact us by requesting further information, you could be making money part time within days. Get free information on part time work from home now.

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Party Plan News

January 17, 2012

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Kleeneze launch party plan

party plan

Get Paid to Party

Kleeneze has added yet another string to its bow with the introduction of a party plan programme, ezeparty featuring our brand new range, ezecook. Ezeparty is all about quality products and great choice – all at prices to suit everyone’s pockets, while creating a shopping experience for customers to socialise and have fun. Party plan supported by the award winning chef, Nigel Smith, ezecook features an innovative range of cookery essentials to make cooking and food preparation easy.With more people now spending less on restaurant dining and more on basic ingredients to prepare home cooked meals, the timing could not be better. An ezecook party comes with great tools, such as the Nigel Smith DVD library so you can create different themes present fresh new recipe ideas at each party.

Make money with party plan

It’s a new, fun and flexible way to earn money.

In a climate where retail is seeing a decline, party plan is seeing a real growth in popularity. Many people are preferring to invite friends to socialise in their home as a way of getting together rather than going out shopping or drinking and dining out. Party plan is a great opportunity for people to turn spare time into money. Kleeneze is now joining other household names such as Avon, Tuber-wear, and Ann Summers in the party plan industry.

Party plan training

“Kleeneze will provide full training  and support to distributors – new or existing – who is looking to get involved with Ezeparty. The starter kit is currently available to buy for less than half price (usually £260), so this low start-up cost gives anyone the opportunity to earn between 20-35% commission without the need to hold any stock. Party plan is a great way to earn an additional income for the little extras in life.

Find out more about Party Plan

To find out more and how you can earn money from party plan CLICK HERE

 

 

 

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Operation Transformation RTE

January 12, 2012

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Operation Transformation Weight Loss

Eating HealthyOperation transformation in now in its fifth year. The RTE television series operation transformation promotes weight loss, healthy living and improved lifestyle. With obesity and the massive rise in type 2 diabetes in Ireland,Operation Transformation draws attention to these issues. Being over weight is the biggest threat to the future health of people in Ireland, North America and Northern Europe today. The first step of life style change is diet as the saying goes we are what we eat. Everyday we make choices on what we eat, you can choose healthy or not. You need to be aware that not all the food we deem as being healthy is. Operation transformation will point out the healthy foods from the unhealthy ones so it is important to follow the operation transformation series on RTE television as well as on the internet. Follow operation transformation on Facebook. Watch our short diet video on operation transformation.

 

Operation Transformation Lifestyle

Operation TransformationLoosing weight is the first step to lifestyle change. The next step is having the income and time to do what you enjoy in life. In the current economic climate people tend to have more time due to short time working and higher unemployment but lack the income to take advantage of it. Many people are turning to home based businesses and online businesses to generate the extra income to fund their lifestyle. In the past when people need to earn more money they tended to take a second job or work over time but unfortunately these options are no longer available to most people today. So what is the answer? How can you operation transformation your income and lifestyle.

Operation Transformation your Income

The easiest way to operation transformation your income is to start a home based business. Working from home is one of the fastest growing industries in Ireland today with more and more people deciding to take control of their income and life. For free information on how you can operation transformation your income and lifestyle click on the free information below.

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Budget 2011 Summary

December 6, 2011

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Budget 2011 in brief

Budget 2011With a target of cutting the government defecate by 3.8 billion does the Irish budget for 2012 deliver. After seeing successive budgets take €600 per month from the average household and 20 billion from the economy, the question is can the Irish people afford any more taxes and cuts. While the budget cuts are keeping the IMF and ECB happy what effect is it having on Irish society. Cuts and Taxes alone will not get Ireland back on track to recovery. Taxing yourself out of recession is like fighting for peace. Will budget 2012 deliver on job creation or is it just more slash and burn. Below is a brief summary of budget 2012 and how it will effect you.

Budget 2012 the cuts

  • €3.8bn fiscal adjustment needed in 2012 budget
  • €2.2bn of adjustment from spending
  • €1.4bn in day-to-day spending cuts in budget
  • €20m earmarked for new Labour Market Activation Fund
  • Public service staff down by 6,000
  • Public service pay bill to fall by €400m in 2012

Budget 2012 Social Welfare

  • Weekly social-welfare payments unchanged
  • Changes to the one-parent family payment will save €20.7m
  • Child benefit for first and second child unchanged
  • Cut of six weeks in the cold-weather allowance
  • Jobseekers’ benefit to be based on five-day week
  • Redundancy and insolvency changes will reduce employer rebate from 60% to 15%
  • Back-to-School Clothing Allowance abolished for two/three-year-olds
  • Payments for new claimants of Disability Allowance cut to €100 a week for people aged 18-21, and to €144 for people aged 22-24.

Budget 2012 Health

  • €543m in net savings in the health area
  • Extra charges on private treatment in public hospitals
  • Drug Payment Scheme monthly threshold up from €120 to €132
  • New measures will reduce the price of drugs
  • 2% cut in disability, mental health and children’s services, saving €50m
  • Staff ceiling of 103,800 employees to apply to HSE in 2012

Budget 2012 Education

  • €132.3m savings in education
  • 2% cut in Higher Education funding – €7m saving
  • Increase of €250 in third-level student contribution
  • Changes to fee and maintenance supports for new post-graduate students
  • Education expenditure will comprise 17% of all current expenditure next year
  • €19.2m in cuts to trainee and apprenticeship schemes
  • Primary-school transport charge to be doubled to €100

Budget 2012 Reform

  • Savings of €105m in Dept of Agriculture, Marine, Food
  • Savings of €45m in Dept of Transport, Tourism, Sport
  • Savings of €34m in Environment, Community, Local Govt
  • €52.9m cut in Overseas Development Aid
  • €79m cut in spending for An Garda Síochána

BUDGET 2012 the Taxes

Income tax: No increase

VAT: Raised by 2% to 23%

Universal Social Charge: Exemption raised to €10,000 – this affects 330,000 people

Carbon Tax:

Increased from €15 per tonne to €20 per tonne

This means:

  • 1.4c increase on Petrol
  • 1.6c increase on Diesel
  • €17.32 increase on Fuel Oil (to rise in May)
  • €14.46 increase on Natural Gas (to rise in May)
  • No Carbon Tax on solid fuels

Cigarettes

25c increase on pack of 20

Alcohol

No change in excise duty

  • Legislation planned on low-cost alcohol

Motor Tax

 Changes to apply from 1 January

  • Band A up €56 to €160
  • Band B up €69 to €225
  • Band C up €28 to €330

Mortgage Interest Relief

  • 30% for first-time buyers between 2004 and 2008
  • 25% for first-time buyers in 2012
  • 15% for non-first time buyers

€100 Household Charge

Waived for those on mortgage interest supplement and those in unfinished housing estates

Stamp Duty

  • No change to stamp duty on residential property
  • Commercial property rate lowered from 6% to 2%

Farming

  • Lower commercial stamp duty rate will also apply to farmland
  • 50% stock relief on registered farm partnerships
  • 100% rate for certain young trained farmers
  • Incentives for timely transfer of farms before the current owners reach the age of 66

Capital Gains Tax incentive

Applies to property bought by end 2013 and kept for 7 years

Capital Acquisitions Tax

Up from 25% to 30%

Capital Gains Tax

 Up from 25% to 30%

DIRT

 Up from 27% to 30%

Corporate Tax Rate

To remain at 12.5%

Corporate tax

Exemption for start-ups extended 3 years

Research & Development

  • €100,000 of expenditure can be used as tax credit
  • Companies can use R&D credits to reward key employees

GDP: 1.3% growth forecast in 2012

Special Assignee Relief Programme: Initiative to attract key staff

50% Employer PRSI pension relief abolished

Approved Retirement Funds: Tax up 1% to 6% on transfer of funds

Gambling: Legislation planned on internet betting

Does the budget deliver on election promises? Please comment.

 

 

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Income

November 26, 2011

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Lifestyle is determined by shrinking your dreams or increasing your income

In a changing world we are left with one of two choices increase your income or shrink your dreams. In today’s world we are seeing a slow down in economic growth and a decrease in peoples incomes and pension performance and a rise in the cost of living, real incomes are being eroded. People are being left with only one choice if they want to keep their standard of living, find a second source of income or except the consequences of a falling income and the changes they will have to make to survive on a lesser income. With high unemployment some times people think that it is almost impossible to find something that will create an extra income however this is not the case. Did you know that more entrepreneurs are created in hard economic times than in the boom times.

Growth business sectors that you can increase your income in

Thousands of people each week world wide are turning their backs on the traditional wake people earn money (a job) and are getting involved in one or more of the five fastest growing trends.

These five business trends are seeing unprecedented growth and are generating large incomes for many. Imagine a business that incorporated all five of these income growing trends and how much income that could generate for you?

What our income generating business can offer you

If any or all of the above interest you simply click on the request information below and we will email you free no obligation information on how you can increase your income.

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Kleeneze Launch Party Plan

November 23, 2011

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Kleeneze Launch Party Plan

Home based businessKleeneze is launching a party plan programme in January 2012 with the ezecook range and will be testing further themes with ezespa.The same competitive income plan currently available in Kleeneze will also be available to our party planners. this is an exciting development in the Kleeneze business model. At the conference Kleeneze announced the recent trial they have been running with ezecook on party plan has been so successful that they will be rolling it out to the whole Kleeneze business in January.

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Kleeneze expect high interest in Party Plan

kleenezeKleeneze are expecting really high volumes of interest and excitement around this initiative, so to help ensure Kleeneze can support everyone effectively for the first few weeks only those who attend the showcase on 7th January will be able to recruit party planners. At the showcase there will be a special offer for existing Kleeneze distributors and a special joining offer for guests. Kleeneze is all ready a leading home Shopping and online shopping company and now with its new venture into party plan Kleeneze has opened its business opportunity to an even wider range of people.

  • There will be a full collateral package including Kleeneze party plan catalogue and host material
  • A dedicated Kleeneze  party plan ordering website has been developed for internet ordering
  • A payment system has been developed so card payments can be made by guests at the party

Kleeneze have prepared an interactive catalogue that they have been using for the test parties, this will be updated with new products for the January launch but it will give you an idea of the fresh and contemporary layout of the catalogue.

Kleeneze your opportunity to Make Money in 2012

 


Fast Tube by Casper

If you are looking to earn an extra income in 2012 Kleeneze is the answer. Thousands of people across the UK, Ireland, Germany and the Netherlands are making money with Kleeneze. Whether you just want to earn an extra £50 to £100+ for a couple of hours work per week or if you are looking for a career change and want to earn £500 to £1000+ per week Kleeneze checks all the boxes. Kleeneze allows you to work from home around your family and other commitments.

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Irish Budget 2011

November 14, 2011

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What will the Irish budget have in store for 2011

Budget time is here again and we are all wondering what new revenue taking surprises are in store in the 2011 budget. For the past four years the budget has being focused on cutting spending and raising taxes and it looks like we are going to see more of the same in the 2011 budget. While I agree Ireland needs to get its house in order, you cant get out of a recession simply by cuts and revenue increases alone. Cuts and higher taxation only lead in one direction higher unemployment and low growth which will deepen and prolong the recession. I have seen this in my own business after three years on cutting and savings our business was declining by 15% per year. At the beginning of 2011 we felt that by doing the same things you will keep getting the same results so we decided that to grow we needed to invest and find more cost effective ways to do business. By simply investing in the right areas and working to a strict budget we increased our business by over 20% in 2011. Find out how you can start your own business. Click below for free information.

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Budget 2011 has to have an investment stimulus

In the budget we have bee well warned that there are harsh measures coming but there has been no indication of any stimulus to get the county into growth again. If budget 2011 does not set a side capital to reinvest and stimulate the economy we are destined to continue the downward spiral. The budget needs to address this before we dig a hole so deep we will never get out of it. This budget is our last chance to turn the country around and it will have to have imagination and content that the nation can buy into. It will have to include a package to help new and established businesses to invest, grow and increase employment. Almost half the Irish business closures in 2011 where due to the fact not that the business was not viable but lack of cash flow. Will budget 2011 address this?

Budget for growth

The budget needs to provide capital for investment in business and high labour intensive projects. What the government must not do is give state agencies such as Fas the responsibility for this as the only people that can bring this country back around is the business community. We have learnt from the past that most of the state agencies are only good at one thing, spending money on non producting things. This is probably the most important budget in the history of the state and we need to get this budget right.

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Social Welfare Trap

November 7, 2011

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Social welfare and its effects on society

Social Welfare

Social welfare trap

Social welfare and the growing culture of long term social welfare is damaging today’s society and future generations. When I was younger my parents used to work 14 to 16 hour days to get their business up and running hence I have never had a challenge in working 16 hours a day. This is the theory of nature verses environment. In modern western societies people by nature want to achieve the best but the environment they are living in will have a dramatic impact on this. Tackling unemployment and getting people off social welfare will not only ease the suffering of people today but will also improve the environment their children are growing up in.

Social Welfare needs reform

Back to workWith the western world in turmoil and most countries having to make massive cuts in their expenditure,governments are ignoring the unemployment and social welfare problem. Failure to take immediate action to get people off social welfare and back to work will do long term and irreversible damage to society and future generations. There is a shortage of jobs out there but there is also a lot of work that needs to be done. Urgent action needs to be taken to work out a system that people on social welfare can rejoin the working population. This should the governments main focus not just cuts.

Social Welfare and starting a business

The only area that the department of social welfare has seemed to have any imagination in is the starting your own business scheme. The department of social welfare has put in place a scheme for people that are on social welfare where they can start their own business without effecting their benefits. In some cases the can provide you with advice and guidance to get started. For more information on how you can start your own business.

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Become Self Employed

November 4, 2011

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 Being self employed is it right for you?

When you become self-employed it means you are running  your own business rather than working for an employer and there are a number of things you have to take into consideration. Working for yourself can have a number of advantages and disadvantages. For example, it means you are in control of what you do, so you can organise your own hours. You are now working for profits not wages. This is great when you are making profits but can be a nightmare if there are no profits or the profits are low. Self employment can involve working very hard and you may no longer have a regular income. The best advice to anyone that wants to become self employed try and find some thing you can do part time along with your current job.

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The self employed lifestyle

Many people look at being self employed as a lifestyle as well as a financial decision. Here is a short list of the benefits of  being self employed and working for yourself.

  • Hours to suit
  • Unlimited income potential
  • Your own boss
  • Independence
  • Leave a business for your family

When you start a business you can do so either as a sole trader or partnership. The type of structure you choose depends on the kind of business you are carrying on, with whom you will be doing business and your attitude to risk.

Self employed as a sole trader is relatively straightforward to set up, but if your business fails, all your assets could be used to pay your creditors.

Self employed as a partnership can work out well if both people are prepared to put in the same effort but can be a disaster if one person in the partnership is not prepared to pull their weight.

Become self employed and work from home

The easiest and the most risk free to become self employed is to work from home. You dont have to commit to a lease or rents and rates before you make a cent. The advantages of working from home out way the disadvantages. To find out more on how you can be self employed working from home. Information on working from home.

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